Your car has broken down and now you have to pay for towing and repair. Sometimes these repairs cost hundreds or thousands of unexpected dollars. What are your options?
1. Be prepared
The best way to avoid an emergency is to be prepared for an emergency. If you can set aside a little money each month in case of an emergency (medical, car or accident), you can handle any unexpected situation. However, if the time is right and you haven’t planned ahead, there are still a few ways you can make money.
2. Keep calm
One of the most common mistakes made during emergencies is losing your cool. If you lose your cool, you may forget to use your common sense. Use your common sense to shop around. Even if you need a trailer right now, consider calling a few places for quotes before they send one. The ten minutes it takes to do some comparison shopping can save you twenty dollars or more. That makes the use of time worth it. Remember you will be late anyway, so take your time to get there.
When the tow truck driver arrives, make sure you know where you want to have your car towed. For this you also have to compare something. You can even call a friend and have them make some of your calls for you. If you don’t know what’s wrong with your car, take it to a mechanic or dealer you trust. They’ll tell you what’s going on, and then you can decide how much (it could be all) work you want done.
3. View your options
When you buy a car, you often get a warranty. You may be AAA or CAA registered. Your insurance company may cover some of the repairs on your car. Before you pay for all repairs out of pocket, find out which repairs are covered. Then ask for permission from the institution that will help you pay. It’s easier to get them paid in advance than it is to get a refund.
Consider staying a member of CAA or AAA. This means you tow for free if you ever have an accident or if you are unlucky. There is an annual fee, so you have to weigh the pros and cons of membership. Personally, I feel I’ve gained a lot from my membership, including the peace of mind I have while traveling.
4. What NOT to do?
If you have to pay for your emergency repairs, don’t take out a personal loan. Payday loans have exorbitant interest rates and will make it difficult for you to regain control of your debt.
5. Get the best interest
Find out where to get the best interest rates for the money you need to spend. If you take out a loan, you can pay it off in small installments over the year instead of taking an initial loss. This also works if you can’t pay for your car.
If you put auto repairs on your credit card, remember that you will likely pay a higher interest rate than if you took out a car repair loan or went to a bank or credit union. Check the interest rates offered in various places, including at the dealer if you have your car repaired there.
While your car is in the store, be smart about how it travels. Don’t take taxis everywhere if you can’t afford them! Ask your friends for lifts; they will understand if you need it for a few days due to unexpected car repairs. Take the bus for a few days. Walk or bike, if possible. Set up a temporary carpool with a colleague (this can work for you if you get your car back!). Don’t let the cost of car repairs go up because you don’t have your car.
For car towing service in Jubail just follow this link: سطحة الجبيل